Digital Onboarding

Let your prospective customers decide whether they prefer to conclude a contract at the point of sale, digitally online, or a combination of the two. Save time with the fully digitised processes in fintus Digital Onboarding. Regardless of whether an individual or group account, vehicle financing, an instalment loan or various (commercial/private) leasing contracts are to be mapped – with fintus Digital Onboarding you can achieve the highest closing rates.

The fintus Suite covers every step of a financial application from the preparation of an offer, to the credit assessment and online legitimation to the digital conclusion of a contract. And it does so in a legally compliant way, in your own corporate design and firmly linked to your back-office processes of application checking and approval. Why stop at digitising the front-end and your Customer Onboarding? With fintus Suite, you can also automate all the previous processes in application processing!

Paperless, fully digital with automatic decision? That’s possible! With our partners:
Decide for yourself how the applicants should be legitimized and how the data provided should be checked. Thanks to our partners, we offer a wide range of options for determining creditworthiness, identity checks and the KYC process.
AMLA-compliant legitimation can be carried out classically via PostIdent or via the established procedures for video legitimation (Verimi, IDnow and Deutsche Post AG).

We are also happy to link up trusted service providers who already provide legitimation as a service (Verimi, yes®). The eIDAS-compliant, digital conclusion of the contract is carried out within the scope of video legitimation or via our signature providers (DocuSign).
The creditworthiness can be validated by the psd2 account view (FinTecSystems) or by checking submitted proofs (salary statements, account statements, statements of assets and household accounts).