THE KEY BENEFITS OF FINTUS DIGITAL ONBOARDING

digitale vertragsabschlusse_digitale kreditentscheidungen

Saving of resources through digital conclusion of contracts and automated decisions

einfacheres scoring dank umfassender daten

Effective fraud prevention and improved scoring thanks to comprehensive data

hoehere konversionsraten im neukundengeschaft

Higher conversion rates in customer acquisition due to an optimised customer journey

unabhangigkeit von ihren filialen vergleichsportalen

Independence of your points of sale and of the usual comparison portals

B2C PORTFOLIO OF FINTUS DIGITAL ONBOARDING
  • Opening of bank account, opening of securities account, debit card, credit card, overdraft facility
  • Instalment credit, drawing credit, vehicle financing, vehicle leasing
  • Housing loan, construction financing, building society savings
  • Subsidy, subsidised financing, student loan
B2B PORTFOLIO OF FINTUS DIGITAL ONBOARDING
  • Opening of bank account, opening of securities account, debit card, credit card, overdraft facility
  • Credit, investment finance, financing of work capital, export financing and trade finance, factoring
  • Commercial property financing
  • Subsidy, subsidised financing

These are the functions title underline white imac banner slider banner frame banner frame banner frame banner frame Based on the information
of our partners we determine
the individual customer score GwG conform legitimation
by identity app (NFC),
video legitimation
or identity provider Eventually needed
documents are uploaded
by the applicant The contract is signed
either classically by “PostIdent"
or by eIDAS conform
digital signature digital onboarding digitale antragsstrecke banner frame Yellow and red cases are
transferred to fintus Cockpit
to be decided manually

YOUR DIGITAL CUSTOMER ONBOARDING

with fintus Suite

Let your prospective customers decide whether they prefer to conclude a contract at the point of sale, digitally online, or a combination of the two. Save time with the fully digitised processes in fintus Digital Onboarding. Regardless of whether an individual or group account, vehicle financing, an instalment loan or various (commercial/private) leasing contracts are to be mapped – with fintus Digital Onboarding you can achieve the highest closing rates.

The fintus Suite covers every step of a financial application from the preparation of an offer, to the credit assessment and online legitimation to the digital conclusion of a contract. And it does so in a legally compliant way, in your own corporate design and firmly linked to your back-office processes of application checking and approval. Why stop at digitising the front-end and your Customer Onboarding? With fintus Suite, you can also automate all the previous processes in application processing!

Let your prospective customers decide whether they prefer to conclude a contract at the point of sale, digitally online, or a combination of the two. Save time with the fully digitised processes in fintus Digital Onboarding. Regardless of whether an individual or group account, vehicle financing, an instalment loan or various (commercial/private) leasing contracts are to be mapped – with fintus Digital Onboarding you can achieve the highest closing rates.

The fintus Suite covers every step of a financial application from the preparation of an offer, to the credit assessment and online legitimation to the digital conclusion of a contract. And it does so in a legally compliant way, in your own corporate design and firmly linked to your back-office processes of application checking and approval. Why stop at digitising the front-end and your Customer Onboarding? With fintus Suite, you can also automate all the previous processes in application processing!

OUR PARTNERS ARE PART OF THE FINTUS DIGITAL ONBOARDING

They help us to carry out all important audits and verifications

sap silver partner logo
schufa logo
fintec system logo
idnow logo
web id logo
authada logo
verimi alpha logo
fin api logo

Paperless, fully digital and automatic decisions at the same time? That’s possible! Thanks to our extensive network of partners:
Decide for yourself how the applicants should be legitimized and how the data provided should be checked. Thanks to our partners, we offer a great selection of verifying creditworthiness, checking identity and carrying out the KYC process.
MLA-compliant legitimation can be carried out classically through PostIdent or the established procedures for video legitimation (Verimi, IDnow and Deutsche Post AG)

We are also happy to link up trusted service providers who already provide legitimation as a service (Verimi, yes®). The eIDAS-compliant, digital conclusion of the contract is carried out within the scope of video legitimation or via our signature providers (DocuSign).
The creditworthiness can be validated by the psd2 account view (FinTecSystems) or by checking submitted proofs (proof of income, accounts, assets and household bills).

Paperless, fully digital with automatic decision? That’s possible! With our partners:
Decide for yourself how the applicants should be legitimized and how the data provided should be checked. Thanks to our partners, we offer a wide range of options for determining creditworthiness, identity checks and the KYC process.
AMLA-compliant legitimation can be carried out classically via PostIdent or via the established procedures for video legitimation (Verimi, IDnow and Deutsche Post AG).

We are also happy to link up trusted service providers who already provide legitimation as a service (Verimi, yes®). The eIDAS-compliant, digital conclusion of the contract is carried out within the scope of video legitimation or via our signature providers (DocuSign).
The creditworthiness can be validated by the psd2 account view (FinTecSystems) or by checking submitted proofs (salary statements, account statements, statements of assets and household accounts).

Do you have any questions about our software solution?
For further information please contact Richard Malaczek

richard malaczek

I look forward to your message!
Just write to:
E-Mail Icon richard@fintus.de

SOFTWARE COMPONENTS OF FINTUS SUITE
Besides fintus Digital Onboarding providing the frontend for your customers, several software components of fintus Suite ensure the smooth operation of the entire customer onboarding:
fintus product und content manager

PRODUCT & CONTENT
MANAGER

The Product & Content Manager module enables you to manage your financial products centrally and modify your terms and conditions at any time with just a few clicks. This tool offers a faster time-to-market for your products, and enormous flexibility to adapt existing financial solutions to new market conditions.

fintus process orchestrator

PROCESS
ORCHESTRATOR

The credit decision is controlled by fintus Process Orchestrator, the central rule set of the fintus Suite. It facilitates the automation of the application process and your company’s business processes. With the help of the graphic modelling and decision tables, all the activities you require can be automated in addition to the acquisition of new customers.

fintus cockpit

FINTUS
COCKPIT

Applications that cannot be approved because the applicant fails to meet all the requirements can be additionally processed in the central processing frontend of the fintus Suite – the fintus Cockpit, and converted into new customers with little effort thanks to a variety of convenience features.