Your advantages in the digital allocation of commercial loans with fintus Suite

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Time to yes with fintus

Same-day loan approvals, thanks to omnichannel sales, modern processes and automated credit decisions.

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Time to cash with fintus

Disbursement or activation the following working day thanks to self-service and automated checks.

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Risk & reporting with fintus

Dynamic same-day adjustment of the risk profile thanks to configurable scorecards and transparent dashboards.

Your flexible solution for the digital allocation of commercial loans – fintus Digital Onboarding

Traditional lending to commercial customers often takes days (or weeks). Self-employed people, and small to medium-sized enterprises (SMEs) in particular, frequently have little understanding for long delays until a lending decision is made. At the same time, their requirements for liquidity for investments or working capital increases.

With classic commercial loan applications, application assessments undergo numerous manual processes and coordination phases until they are finalised. In addition to the manual collection of various proofs and documents (balance sheets, business assessments, tax assessment notices, trade register excerpts etc.), financial institutions are required to appraise applicants’ creditworthiness as well as prepare and record individual decisions.

The fintus Suite offers the possibility to fully automate the process, from digital onboarding and legitimation in compliance with the Money Laundering Act to automated lending, contract drafting and the digital signature. Companies experience a fully digitised credit product – banks benefit from the greatest possible risk assessment and, at the same time, the lowest possible personnel commitment.

Complex commitments become transparent with the fintus Suite. Multi-level risk structures, extensive borrower units or the combination of internal and external products (e.g. subsidised loans) are consolidated. Within the fintus digital workplace, all information, processes and product information is brought together in one interface. Time-consuming tracking of individual requirements is thus a thing of the past. The fintus platform automatically reminds you of conditions and transfers them into structured internal evaluations. Both you and your customers benefit from process digitisation.

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One solution covering it all: fintus Suite

The ideal software platform for the allocation of commercial loans

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FINTUS
SELFSERVICEPORTAL

Digital application and approval are the beginning of a successful customer relationship. With the help of the SelfService Portal, necessary conditions and proofs (e.g. documents) are exchanged digitally. The safe communication between the SelfService Portal and fintus Cockpit ensures a high quality of all services. Conditions are actively monitored and communicated to the customer. On top of that, customers are able to request new products via the SelfService Portal. It therefor offers banks unique upselling opportunities.

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FINTUS PROCESS
ORCHESTRATOR

The process provides a blueprint for end-to-end commercial lending. Necessary decisions, needed securities, automated or manually generated documentation as well as all customer communication are orchestrated via this central platform, the fintus Process Orchestrator. Products, processes, contract texts and automated messages are managed in one platform with the aim of automation and a shorter time to cash!

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FINTUS
COCKPIT

fintus Cockpit is the digital workplace and control station for the bank. All information regarding the engagement as well as the individual process step is gathered at a glance. Complex internal processes are summarised on one screen and displayed to the right colleague at the right time for a decision. fintus Cockpit is used when automation has not (yet) been installed for all process steps. All information and documents at a glance: That is fintus Cockpit!

Do you have any questions about our software solution?
For further information please contact Richard Malaczek

richard malaczek

I look forward to your message!
Just write to:
E-Mail Icon richard@fintus.de